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What is the Average Settlement for a Car Accident Back Injury
The law requires that insurance companies pay for all injuries in any car accident, no matter how minor, as part of their liability coverage.
But they may dispute any injury they believe is not connected to the accident. One of the most common disputes is when an injury is not visible and may not be considered severe by the insurance company.
It is essential to get help and treatment from a doctor as soon as possible after an accident. You may not have any damage from the accident, but pain can appear days, weeks, or months later.
The longer you wait to get treatment, the more likely your claim will be denied. Today, let's take a closer look at neck and back injuries caused by car accidents.
Here's what you need to know:
The National Highway Traffic Safety Administration, or NHTSA, compiles statistics on all injuries and death caused by car accidents. It's essential to know the statistics for neck and back injuries to protect your claim. According to them, approximately869,000 traffic crash-related cervical spine injuries occur in a year in the US. That includes 841,000 sprain or strain injuries, 2,800 spinal disk injuries, 23,500 fractures, 2800 spinal cord injuries, and 1500 dislocations.
This is in the context that neck and back injuries sustained from car accidents have decreased in the past few years. Although the numbers are still high, things are changing. But the reality is still that millions of people get into car accidents, and about20% of the injuries they sustain are to the neck and back.
Over the years, car accident-related neck and back injuries have decreased. In 2019, an estimated2.5 million people were injured in motor vehicle accidents in the United States. Approximately 20 percent (500,000) suffered a neck and back injury.
The NHTSA has helpful data regarding actual settlements for cervical spine injuries. In 2014, the average amount paid for cervical spine injuries was $10,484. The lowest amount paid for cervical spine injuries was $0, the highest was $350,000, and the most common amount was $1,000 to $9,999.
Today, in average car accidents with relatively minor neck or back injuries, the person injured may expect a settlement anywhere between $2,500 and $10,000. This is all paid by the at-fault driver's insurance company.
Back injuries typically involve soft tissue damage, such as ligaments, muscles, or tendons. In severe cases, the spinal cord can be damaged, causing paralysis. Back injuries are also more common in women than men.
After a car accident, you'll need to be examined by a doctor to see if your spine has been injured.
If you've been injured in a car accident, you should immediately get medical attention. An immediate trip to the emergency room can reveal problems that wouldn't show up for a week or two. This can help you prove your case in a court of law. Even if you don't think you're hurt, seek medical attention. Your doctor can make sure you don't have any serious injuries.
If this happens to you, you'll need to see a doctor right away so that he can document your injuries. You'll also need to answer a questionnaire and provide documentation of your lost wages if you have any. You'll probably have to see a doctor several times so he can monitor your progress.
These expenses can be covered by liability insurance at no cost to you. Next, you'll need to file a claim with the at-fault driver's insurance company. Typically, the insurance adjuster will want to settle the claim as quickly as possible, but getting a fair settlement isn't always easy.
If you're struggling to get enough money for your injuries, you might want to look into speaking with a personal injury attorney for representation.
If your claim is denied, you may be able to take measures to appeal the settlement. First, you'll need to know why the claim was denied. Ask the insurance company to provide a copy of the denial letter, and make sure they can give you a reason why they believe your claim was not valid.
There are a few common reasons why your insurance claim will be denied.
First, your injuries are expected to heal on their own. If you have sprained back or neck, you should be able to recover quickly. If your injury is serious, it may require surgery.
Another possible reason for a denial could be that your injuries are unrelated to the accident. If you were reaching for the radio dial and injured your back, you would not be able to get compensation from the insurance company.
Finally, there may be something missing from the claim. The insurance company will want a copy of your medical records and a doctor's claim assessment. Some people do not file a claim right away, and their medical records have been lost by the time they do. If you have lost your medical records, you may need to get new ones.
To avoid getting denied, always call your insurance company as soon as you are injured. If you do not have insurance, you can contact the other driver's insurance company and start the process.
When you are involved in a car accident, you need a lawyer to represent your interests. Be sure to ask friends or loved ones to help you search for a lawyer. You can also read reviews or search websites to find attorneys in your area.
Even if you think your injury is small and don't need a lawyer, you should always call one. A lawyer can review your claim and give you an idea of how much your claim is worth. Most personal injury lawyers will offer a free consultation to determine if they can help you, or you can get an idea of the costs involved.
If you have been injured in a car accident, you should immediately seek medical attention, and you should also file a claim with the insurance company as soon as possible. This can help you get fair compensation for your injury.
Negotiating with insurance companies is not easy, but it is necessary. The claim process for a car accident injury can be frustrating and intimidating, but it doesn't have to be. If your injury claim is denied, you should contact a lawyer to help guide you through the process.
If you are looking for an accident lawyer in Los Angeles, we can help you. Here at Mendez and Sanchez Law, you will only find the best. Our attorneys and team members are here to help you through the difficult legal landscape as we pursue the compensation you deserve. Please contact us for your injury, auto accident, workers' compensation, and other legal needs today!
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